How Banked Scores Work

Some students take a high school state (MAAP) assessment before the grade in which it normally counts for accountability. A banked score is that early result, held and applied to the correct future year so it is never lost. This page explains which scores bank, when they count, and how they feed benchmark and midterm calculations.

What Is a Banked Score?

A banked score is a high school end-of-course (EOC) MAAP result earned early - before the year the state counts it in accountability. Equity Analytics stores the score in the year it was taken, flags it as banked, and reaches forward to include it in the year it belongs to.

The score itself is never moved or duplicated. It stays on its original test year and quarter; the accountability calculations for the later year pull it in.

Which Scores Bank Forward

Equity Analytics banks a score automatically based on the course and grade - no manual flagging is required:

The idea: a 9th grader who takes Algebra I is assessed a year early, so their score counts the following year (when a typical student sits that course). A compacted 8th grader is two years early, so their score counts two years out.

All other scores (regular grade 3-8 benchmarks and MAAP, non-compacted 8th grade math, etc.) are not banked - they count in the year and period they were taken.

When a Banked Score Counts

A banked score stays on its original test year and Spring MAAP window, and the later year's accountability reaches back to pull it:

• A 9th grade banked score from the 2025 school year counts in 2026.
• A compacted 8th grade banked score from 2025 counts in 2027.

Because the score is stored where it was earned, re-running an import or recalculating a year never moves or loses it - the reach-forward is applied fresh each time.

Which School Gets the Score

Timing decides which year a banked score counts; Banked Patterns decide which school gets it. When a student takes Algebra I, Biology I, or English II before 10th grade, the score is credited to the 10th grade school they will attend, using the feeder-to-banked-school map set during onboarding.

See Setting Banked Patterns for Your District for how that mapping is configured.

How Banked Scores Feed Benchmarks and Midterms

A Spring MAAP score is a prior - a single result that informs more than one calculation:

• Its own year (tested). The score is the student's official MAAP result for the year it was taken.
• Later benchmarks and midterms (prior). The same score is carried forward as the prior for the benchmark and midterm periods it precedes - the remaining periods of the current year (for districts on a semester schedule) and the benchmark periods of the banked year.

This is how a banked Algebra I result taken in 9th grade becomes the starting point (prior) for the 10th grade year's growth calculations, without the student having to sit an interim assessment in a subject they have already completed.

Who Gets Credit

A banked score does not count the same way for everyone:

• Teachers are credited in the current year - they taught the course the student took, so the result counts toward their current-year impact.
• Schools and districts count the banked score in the banked (future) year, where it lands for accountability.

In other words, banking is a school- and district-level concept: the teacher owns the result the year it was earned, while the school and district recognize it in the year it applies.

Which Banked Score Counts for a Given Calculation

Each calculation reaches back to a specific slot - the prior-year 9th grade Spring MAAP for a one-year bank, or the two-years-prior 8th grade Spring MAAP for a compacted bank. A student has one banked result per subject in that slot, so there is no ambiguity about which score is pulled: the calculation matches on year, grade, and subject and takes the banked result that fits.

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